Perhaps I over-reacted a tad yesterday, as it seems that the reason for the decline isn't all that bad. The insurance company denied the surgery because I didn't have an updated psychological review. The one that my surgeon's office sent was from my lap band surgery approval in 2009, so yeah, they'd want something more recent. So I have an appointment tomorrow with my same behavior modification therapist, Dr. Garcia. It'll take about 3 hours and 500 pages of questions plus the verbal part, but then I should be good to go! She'll write up her evaluation and then fax that to my surgeon's office and then they'll re-submit my request. I'm hoping for a week or so to hear back, but up to two weeks, and then it should be approved. I've gone over the requirements and I meet all of them so there really should be no reason for them to deny me again.
SO KEEP YOUR FINGERS CROSSED!